The Credit Repair Organization Act, referred to in subsec. (a), probably means the Credit Repair Organizations Act,
Pub. L. 90–321, title IV, as added
Pub. L. 104–208, div. A, title II, § 2451, Sept. 30, 1996,
110 Stat. 3009–454, which is classified generally to this subchapter. For complete classification of this Act to the Code, see Short Title note set out under section
1601 of this title and Tables.
For a prior section 405 of
Pub. L. 90–321, see note set out under section
1679 of this title.