1996—Subsec. (a).
Pub. L. 104–208 substituted “For any closed end consumer credit transaction that is secured by real property or a dwelling, that is subject to this subchapter, and” for “For any consumer credit transaction subject to this subchapter”.
Section 2107(b) of div. A of
Pub. L. 104–208 provided that: “The amendment made by subsection (a) [amending this section] shall be effective as of September 30, 1995.”