low- and moderate-income community financial institution
(4) the term “low- and moderate-income community financial institution” means any financial institution that is— (A) (i) a community development financial institution; or (ii) a minority depository institution; and (B) (i) an insured depository institution that is not controlled by a bank holding company or savings and loan holding company that is also an eligible institution; (ii) a bank holding company; (iii) a savings and loan holding company; or (iv) a federally insured credit union;